Rates

Minimum Deposit of $500 Required. Penalties may be imposed for early withdrawal. Federally insured by NCUA. Rates are subject to change at anytime.

Call Susie Sebastian at: (859) 245-3777 ext. 121 or (800) 499-3777 ext. 121

National Credit Union Administration

Share Certificate (CD's) Account Rates (as of January 4, 2010)
$500.00 Minimum
Term**	Dividend Rate	APY*
60 Months 48 Months 36 Months 24 Months 12 Months 6 Months 90 Days	2.90% 2.70% 2.30% 2.00% 1.60% 1.10% 0.60%	2.94% 2.73% 2.32% 2.02% 1.61% 1.11% 0.90%
* APY = Annual Percentage Yield **Substantial penalty for early withdrawal Dividends paid monthly. Please refer to our "Truth in Savings and Electronic Services Disclosure and Agreement" for specific details about any account. Federally insured by NCUA. Call 245-3777 ext 121 or 800-499-3777 for information.

$500.00 Minimum